Savor® Rewards Credit Card from Capital One® rated for 5 star by Capital One Business for our United States readers, especially for you at New Orleans, LA, USA. Capital One Business comes to explores reviews about capital one business 360 credit cards, auto loans, banking accounts, and services including savings and checking

Savor Rewards offers by Capital One.

Savor® Rewards Credit Card from Capital One®. Enjoy Food & Entertainment Rewards. Make 4% unlimited cash for food and entertainment, 2% at the grocery store and 1% for all other purchases with the Savor Credit Card.

4% Unlimited Cash Back for Food & Entertainment, plus a $500 Cash Bonus.

Unlimited Rewards. Make 4% unlimited cash for food and entertainment, 2% at the grocery store and 1% for all other purchases.
New Cardmembers Offer. Make a $500 cash bonus once after you spend $3,000 on purchases within 3 months of opening an account footnote.
Annual fees. Intro $0 for the first year, $95 after that.

Order in. Cash in. Use Savor to register for Unlimited monthly Postmates, and get your membership fee covered until December 2019.

What is considered eating?

Buy in restaurants, cafes, bars, lounges, fast food chains and bakeries.

What is considered entertainment?

Buy tickets to theaters, plays, concerts, sporting events, tourist attractions, amusement parks, aquariums, zoos, dance clubs, billiard rooms or bowling alley. Also, make purchases at the location of recording and video storage. This does not include non-industrial entertainment merchant codes such as cable, digital streaming, and membership services.

What is considered a wholesale store?

Supermarkets, meat lockers, freezers, dairy products, and special markets. Excludes super stores like Walmart® and Target®.

How does Capital One determine which purchases qualify for cash refunds?

Every time you buy something, the merchant assigns you to buy a category code. We use these codes to find out how much money you make back. Please note, Capital One is not responsible for the code used by traders.

Some traders who sell food and beverages located within larger companies (such as restaurants in hotels or food outlets in grocery stores) and some food trucks or food carts may not be categorized as food vendors.

Purchases made through third party payment accounts, cellular or wireless card readers, cellphone or digital wallets or similar technology may not receive a higher percentage prize depending on how the technology is arranged to process the purchase.

What is Unlimited Postmates?

Monthly membership for Postmates, everyone's favorite delivery service! With Unlimited, you get a $0 shipping fee for orders over $15. You will also never pay the express price or be hit with a minimum basket fee. Plus you will get access to unique member experiences.

Savor Rewards credit cards for Postmates.

What does my Capital One® Savor card include? When you pay for monthly membership of Postmates Unlimited using your Savor card, you will receive a monthly statement credit of $9.99 until December 2019. After that time, unless you cancel your membership, monthly Postmates Unlimited membership fees will continue to be charged to Savor card accounts You and you will not receive a credit statement for that amount. This offer is not valid with Unlimited Annual Postmates Membership ($7.99 / month).

Are there other fees with Unlimited Postmates? In some cases, yes. Service fees and tips may be additional costs depending on the merchant.

Will I get 4% cash from dinner with Unlimited Postmates? Yes. You will continue to get 4% cash from buying quality food and entertainment.

THINGS YOU MUST KNOW ABOUT Savor® Rewards Credit Card

When Can I Request a Transfer?

You can request a transfer of 10 days after your account is opened. Your account may not always qualify for Transfer. The transfer eligibility is determined by Capital One at our discretion. Transfers between Capital One accounts are not permitted.

It shows that your balance cannot be transferred to this account from other credit cards issued by Capital One including, but not limited to branded cards, Cabela, CLUB Bass Pro Shops, BuyPower Cards, Union Plus, Kohl, Teamster Privilege, Sony, and GM.

How do you apply my payment?

Capital One will direct payments to your minimum payment in advance for the balance with the lowest APR (including APR 0%), and then to the balance with higher APR. Capital One applies a portion of your payment that exceeds your minimum payment to the balance with the highest APR, and then to the balance with lower APR.

How Can I Avoid Paying Interest Fees?

If you pay "New Balance" in your report in full on the due date, we will not charge interest on any new transactions posted to the Purchase balance. If you have paid your account in full without interest, but have failed to pay the next "New Balance" in full, we will charge interest on the outstanding balance.

For cash and transfer payments, we will start charging interest on the transaction date. From time to time, we can give you offers that allow you to pay less than the total balance and avoid interest fees for new transactions sent to your purchase balance. If we do, we will provide details in special offers.

How are Interest Costs Applied?

Interest costs arise from 1) date of transaction, 2) date of transaction processed or 3) first calendar day of billing period. Interest costs accrue to each unpaid amount until fully paid.

This means you may have to pay interest even if you pay the entire "New Balance" one month, but did not do it the previous month.

Unpaid interest costs are added to the appropriate account segment. However, we reserve the right not to rate interest fees.

Click the image above to Apply for Savor® Rewards credit card.

How to calculate interest costs?

Capital One applies a method called Average Daily Balance (including new transactions). With this method, Capital One will first calculate your daily balance; on each segment, 1) add new transactions and take the initial balance and periodic interest costs to the previous day's balance, then 2) reduce payments and credit for that segment that day. And the result, daily balance for each segment.

However, if you make full payment of the previous month's balance (or if your credit amount or balance is zero), the new transaction posted to your specific purchase segment or purchase, will not be added to your daily balance. Also, transactions that refer to a grace period are not added to the daily balance.

Next, to find your Average Daily Balance: 1) add a shared daily balance for each segment, and 2) divide by the number of days in the billing cycle.

At the end of each billing cycle, Capital One determine your Interest Fee as follows: 1) Multiply your Average Daily Balance with the daily periodic exchange rate (APR divided by 365) for that segment, and 2) double the result with the number of days in the billing period. NOTE: Due to rounding or minimum interest costs, this calculation can vary from the actual interest rate assessed.

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